What it comprises

Student finance consists of various components. What you are eligible for, depends on your educational programme. You can decide which components you apply for.

MBO

Basic grant

The basic grant depends on your living situation. If you are living on your own, the grant is higher than if you live at home with (one of) your parents. The basic grant becomes a gift if you obtain your diploma within 10 years.

Supplementary grant

Whether you are eligible for a supplementary grant depends on your ' income. We also take into account the number of children they are supporting and whether your parents are repaying a student loan themselves. The supplementary grant is a gift or becomes a gift if you obtain your diploma within 10 years.

There is an exception to this: the first 12 months you receive for MBO levels 3 or 4 and the first 5 months for HBO or university do not have to be repaid.

Student travel product

The student travel product is part of student finance. It allows you to travel on public transport for free or at a discounted rate. MBO students under 18 are also eligible for the travel product. The student travel product is a gift or becomes a gift if you obtain your diploma within 10 years.

Interest-bearing loan

If you need extra money for your education, you can take out a loan. You do not need to borrow the maximum amount, it is also possible to borrow less. You are free to decide this yourself. You can adjust or cancel your loan on a monthly basis. You are always required to repay the loan with interest after completing your education.

HBO or university

Basic grant

The basic grant depends on your living situation. If you are living on your own, the grant is higher than if you live at home. The basic grant becomes a gift if you obtain your diploma within 10 years.

Supplementary grant

Whether you are eligible for a supplementary grant depends on your ' income. We also take into account the number of children they are supporting and whether your parents are repaying a student loan themselves. The supplementary grant becomes a gift if you obtain your diploma within 10 years.

Student travel product

The student travel product is part of student finance. It allows you to travel on public transport for free or at a discounted rate. The student travel product becomes a gift if you obtain your diploma within 10 years.

Interest-bearing loan

If you need extra money for your education, you can take out a loan. You do not need to borrow the maximum amount, it is also possible to borrow less. You are free to decide this yourself. You can adjust or cancel your loan on a monthly basis. You are always required to repay the loan with interest after completing your education.

Tuition fees loan

If you are studying at HBO or university, you can borrow money to pay your tuition fees. We call this a tuition fees loan.

How much you can borrow depends on the type of tuition fees you are due. If you pay the statutory tuition fees, you can borrow 1/12 of your tuition fees every month. If you pay institutional tuition fees, you can borrow more than this. Exactly how much you can borrow depends on the amount of the institutional fees you pay. However, there is a limit: you can never borrow more than 5 times the amount of the statutory tuition fees.

You are always required to repay the tuition fees loan with interest after completing your education.

Raising a child

If you are studying at MBO, HBO or university and taking care of a child on your own, you are entitled to extra student finance: the single-parent allowance.

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