Foreign student

Particulier Foreign student How does student finance work?

How does student finance work?

Complete package or limited funding

If you are under 30 and are enrolled in full-time or dual higher education, you can apply for student finance. You must be a Dutch national or have the same rights, which depends on your residence permit or your nationality.

Components of student finance

Student finance comprises 3 components: a loan, a student travel product and a supplementary grant (depending on parental income). You always have to pay back the loan. The student travel product and supplementary grant are converted into a gift if you graduate within 10 years. Otherwise you have to repay those as well.

For how long?

For a 4-year degree programme (HBO or university) you are entitled to 7 years of student finance. You are eligible for a supplementary grant during the first 4 years of your studies, and  5 years for the student travel product. Some degree programmes take longer than 4 years. Then you are entitled to student finance for a longer period of time. You have to use up your student finance within 10 years.

Nationality requirements

If you have the nationality of an EEA country or Switzerland, you qualify for student finance if you have been living in the Netherlands for 5 consecutive years or more. Or if you (or your non-Dutch parent or non-Dutch partner) work in the Netherlands for at least 56 hours a month.

If you are not a national of an EEA-country or Switzerland, you can still qualify for student finance if you have a residence permit type I, II, III, IV of V. Use the nationality chart below.

Limited funding

Do you fail to meet the nationality requirements for student finance? You may still qualify for a limited funding towards the payment of your tuition or course fee.

Age requirements

The latest you can apply for student finance is on the first day of the month in which you turn 30. Your student finance also has to start at the latest on the first day of the month in which you turn 30. 

There is one exception: if you turn 30 in the academic year in which you apply, you can apply retroactively if you were already enrolled when you were still 29. For example: you register on the 1st of September and you turn 30 on October 12. On October 25 you apply for student finance. Because you were 29 on September 1, you are entitled to student finance starting September 1.

If you already receive student finance, it will continue after your 30th birthday, unless you stop it. You cannot restart it after that.

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